Best Personal Loans — Up to $40k, All Credit Types

Compare lenders, rates, and terms. Pre-qualify in minutes without affecting your credit score.

Updated July 2026·3 options compared

Top Picks

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#1

Zippy Loan — Personal Loans up to $15k

4.3
Top Pick

Personal loan CPL — $44/lead, loans up to $15k.

$44/leadcpl· via maxbounty
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#2

Debt Settlement 10k+ — Live Call

4.2

Pay-per-call debt settlement for $10k+ in debt.

$64/callper call· via marketcall
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#3

Optima Tax Relief

4.0

Tax relief rev-share — 48% of sale.

48% of salerevshare· via maxbounty
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Loan Payment Calculator

Estimated Monthly Payment

$498/mo

Total repayment: $17,936

Average APR by Credit Score

Excellent
7.5%
Good
12%
Fair
18.5%
Poor
28%
National Avg
15.5%

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